MSBAIT Risk Protection Program

The Minnesota School Boards Association Insurance Trust (MSBAIT) endorses Marsh & McLennan Agency LLC as its insurance provider for property, casualty and workers’ compensation insurance and risk management products and services.

PROGRAM SUMMARY: The MSBAIT Risk Protection Program (Program) — developed in collaboration with Marsh & McLennan Agency — offers property, casualty, and workers’ compensation insurance and risk management products and services to eligible Minnesota School Boards Association (MSBA) member school districts through select, participating insurers and other providers.

PROGRAM CUSTOMERS: The Program customers includes the full range of MSBA member school districts, such as: traditional or charter, intermediate or service cooperative, rural or metro, large or small, and loss-limited or loss-prone school districts working with Marsh & McLennan Agency directly or through their local, qualified, school-selected insurance agent.

PROGRAM ACCESS: School districts may access the Program, including the specialized insurance and risk management products and services, by working directly through Marsh & McLennan Agency, or by having their local, school-selected insurance agent work through Marsh & McLennan Agency (provided their insurance agent is qualified).

PROGRAM INSURANCE AND RISK MANAGEMENT PRODUCT BASICS: The Program includes insurance and risk management products addressing a variety of property, casualty, and workers’ compensation loss-causing hazards and accidents, such as: fires, windstorms, and equipment breakdown; abuse, cyber breaches, wrongful employment practices, vehicle crashes; and lifting, repetitive motion, and assaults.

PROGRAM INSURANCE AND RISK MANAGEMENT SERVICE BASICS: The Program includes insurance and risk management services addressing a variety of property, casualty, and workers’ compensation loss-causing hazards and accidents, such as: in person loss control surveys; online information and resources (webinars, checklists, and white papers); and educational workshop, forum, and advisory activities.

PROGRAM FOCUS: The Program focuses on helping Minnesota public school districts through appropriate and effective: (1) risk assessment, risk mitigation, and risk transfer; (2) communication, information, and education to improve the risk environment; and (3) collaborations with, commitments by, and resources from select insurers and other providers.

WHO IS MARSH & MCLENNAN AGENCY? Marsh & McLennan Agency, with more than 200 Minnesota-based employees, is a member company of the largest insurance broker in the world (Marsh & McLennan Companies, Inc.); has decades of Minnesota school insurance and risk management experience; promotes relationships with most major Minnesota school insurers; and espouses its “World Class. Local Touch.” philosophy.

Contacts

Contact the following Marsh & McLennan Agency representatives, or your local insurance agent, to learn more about the program:

Visit Marsh & McLennan Agency's website for more information.

PROGRAM PARTICIPATING INSURERS: The following insurers participate in the Program for risk management products and services.

  • Workers' compensation insurance
  • SFM Mutual Insurance Company
  • Risk Administration Services
  • United Heartland
  • Accident Fund Insurance Company of America

Property and casualty

  • Wright Specialty Insurance
  • Hanover Insurance Group
  • Liberty Mutual Insurance
  • EMC Insurance